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Credit Card Chip, Radio Waves, RFID, RFID Skimmers -

What is RFID?  There’s a lot of talk these days about the modern technology known as RFID and most people don’t know what it is. RFID protection and RFID blocking is difficult to understand if you don’t know what you’re protecting against or blocking from.  Radio-Frequency Identification (RFID) uses electromagnetic fields to identify and track tags attached to objects, which contain electronically stored information. Objects that are attached to a tag, unlike a barcode, do not need to be within direct line-of-sight of the reader to be captured.  RFID is one method of Automatic Identification and Data Capture and is...

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passwords, security breach -

It may feel like strings of letters, numbers and symbols are clogging our brains. However, there’s a reason that strong passwords are important—mainly because they protect your identity from thieves and hackers.  Website security is on the rise and most sites, from online banking to shopping, require a password before you can proceed to your accounts or make purchases. And this is a truly good thing. The tough part, though, can be remembering what password goes to what account and keeping those passwords private and secure.  It is generally recommended that passwords be changed once every six months, and this...

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Online child safety, Strong passwords -

It was easier to parent before the internet. It still wasn’t easy, of course, there have always been ample things to worry about when it comes to our kids. However, with the growing popularity of social media among children and teens as well as frequent online activity, it’s important to discuss the risks of sharing too much. Having an open dialogue with your children about being online is the key to providing them with the tools to navigate the internet safely.These 10 key points can help you explain to your children how, when and what to share and what to...

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Fraudulent Prescriptions, Medical Billing, Medical Identity Theft -

  When most people think of Identity Theft, they assume it’s financial. However, Medical Identity Theft is a very real threat as well. Knowing what it is and how it happens can keep your risk level low.  What is Medical Identity Theft?   Medical identity theft is the misuse of your personal information to obtain medical services, health care goods or even funds. It can also include someone using your information to fill fraudulent prescriptions. Basically, if someone has your information and uses it for anything medical related, medical identity theft has been committed. The frightening thing about this type of...

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credit report, credit scores, Equifax, Experian, free credit report, TransUnion -

These two questions are so common and so important. Knowing when to check your credit report and what you should look for can not only help to improve your score, but it can save you if there’s an error or fraudulent activity.  Credit reports contain all the details of your payment history as well as your debit-to-credit ratio. Unless you have a specific reason to review it—you’ve been the victim of identity theft or you’re planning to request a loan—checking your report annually is probably okay. Everyone is entitled to a free credit report each year from each of the...

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